{"id":"chase-sapphire-preferred","name":"Chase Sapphire Preferred® Card","issuer":"Chase","network":"Visa","productType":["travel-rewards","points"],"isBusiness":false,"rewardsCurrency":"Chase Ultimate Rewards","annualFee":95,"annualFeeWaivedFirstYear":false,"foreignTransactionFeePct":0,"apr":{"purchaseMinPct":19.24,"purchaseMaxPct":29.99,"type":"variable"},"signupBonus":{"amount":100000,"unit":"points","estimatedValueUsd":1250,"minSpendUsd":5000,"windowDays":90,"description":"Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening."},"baseEarnRate":{"category":"Everything else","rate":1,"unit":"x"},"earnRates":[{"category":"Travel booked through Chase Travel","rate":5,"unit":"x","capUsd":null},{"category":"Dining","rate":3,"unit":"x","capUsd":null,"note":"Includes eligible delivery services and takeout worldwide"},{"category":"Gas and EV charging","rate":3,"unit":"x","capUsd":null,"note":"New with the June 2026 refresh"},{"category":"Vacation home rentals","rate":3,"unit":"x","capUsd":null,"note":"Airbnb, Vrbo and similar; new with the June 2026 refresh"},{"category":"Select streaming services","rate":3,"unit":"x","capUsd":null},{"category":"Online grocery purchases","rate":3,"unit":"x","capUsd":null,"note":"Excludes Target, Walmart and wholesale clubs"},{"category":"Other travel","rate":2,"unit":"x","capUsd":null},{"category":"Everything else","rate":1,"unit":"x","capUsd":null}],"credits":[{"name":"Chase Travel Hotel Credit","valueUsd":100,"frequency":"annual","note":"For hotel stays booked through Chase Travel each account anniversary year; increased from $50 in the June 2026 refresh"},{"name":"DoorDash grocery/retail credit","valueUsd":10,"frequency":"monthly","note":"Up to $10 per month on eligible non-restaurant DoorDash orders; complimentary DashPass membership included"},{"name":"Global Entry / TSA PreCheck / NEXUS credit","valueUsd":120,"frequency":"one-time","note":"Statement credit of up to $120 every four years"}],"eligibility":{"recommendedCredit":["excellent","good"],"incomeFloorUsd":null,"issuerRules":["Chase 5/24: rarely approved with 5+ new cards opened across all banks in the last 24 months","Not eligible if you currently hold any Sapphire card or received a Sapphire new-cardmember bonus in the past 48 months"]},"applyUrl":"https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred","affiliate":{"network":null,"isSponsored":false},"sources":[{"field":"all","url":"https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred","label":"Chase Sapphire Preferred product page (issuer)","accessedOn":"2026-07-23"},{"field":"all","url":"https://media.chase.com/news/Meet-the-New-Chase-Sapphire-Preferred","label":"Chase press release: June 2026 Sapphire Preferred refresh (issuer)","accessedOn":"2026-07-23"},{"field":"signupBonus","url":"https://thepointsguy.com/credit-cards/chase-sapphire-preferred-current-offer/","label":"The Points Guy: Chase Sapphire Preferred current offer","accessedOn":"2026-07-23"},{"field":"annualFee","url":"https://www.nerdwallet.com/credit-cards/reviews/chase-sapphire-preferred","label":"NerdWallet: Chase Sapphire Preferred review","accessedOn":"2026-07-23"}],"lastVerified":"2026-07-23","imageUrl":null}