American Express · American Express

The Platinum Card® from American Express

Annual fee

$895

Rewards

American Express Membership Rewards

Earn rates

• 5x Flights booked directly with airlines or through American Express Travel (up to $500,000/yr)
• 5x Prepaid hotels booked through American Express Travel
• 1x Everything else

Foreign transaction fee

None

Statement credits

• $600 Hotel Credit (Fine Hotels + Resorts / The Hotel Collection) (semiannual) — Up to $300 semi-annually ($600/yr) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings via Amex Travel; two-night minimum for The Hotel Collection.
• $400 Resy Dining Credit (quarterly) — Up to $100 per quarter ($400/yr) at U.S. restaurants and eligible Resy purchases. Enrollment required.
• $300 Digital Entertainment Credit (monthly) — Up to $25/month ($300/yr) for Disney+, ESPN+, Hulu, The New York Times, Peacock, Paramount+, Wall Street Journal, YouTube Premium and YouTube TV. Enrollment required.
• $300 Lululemon Credit (quarterly) — Up to $75 per quarter ($300/yr) on lululemon purchases (in-store and online). Enrollment required.
• $300 Equinox Credit (annual) — Up to $300/yr toward Equinox club membership, Equinox+ digital fitness subscription, or a SoulCycle At-Home bike. Enrollment required.
• $200 Uber Cash (monthly) — $15 in Uber Cash each month plus a $20 bonus in December ($200/yr) for U.S. Uber rides and Uber Eats orders. Requires Amex Platinum as payment method in the Uber app.
• $200 Airline Fee Credit (annual) — Up to $200/yr in statement credits for incidental fees (checked bags, in-flight refreshments, etc.) with one selected qualifying airline. Enrollment required.
• $200 Oura Ring Credit (annual) — Up to $200 back per calendar year on an Oura Ring purchase (hardware only). Enrollment required.
• $155 Walmart+ Credit (monthly) — Covers a $12.95/month Walmart+ membership (up to $155/yr including taxes). Plus Ups excluded.
• $120 Uber One Credit (monthly) — Up to $120/yr issued as $10/month toward an eligible Uber One membership.
• $219 CLEAR Plus Credit (annual) — Up to $219/yr in statement credits for a CLEAR Plus membership.
• $120 Global Entry / TSA PreCheck Credit (one-time) — Up to $120 for Global Entry every 4 years, or up to $85 for TSA PreCheck every 4.5 years.

Typical credit

Excellent (~720+), Good (~690–719)

Issuer rules

• Amex once-in-a-lifetime rule: the welcome bonus can generally be earned only once per Card product, and Amex uses eligibility language to exclude applicants who have or previously held the Card.
• Welcome bonus eligibility is shared across affiliated Platinum products (e.g. Schwab and Morgan Stanley Platinum variants).
• The up to $100 Saks Fifth Avenue credit was removed for new Card Members effective July 1, 2026.

Machine-readable: /api/cards/amex-platinum