Citi · Mastercard
Citi Strata Premier℠ Card
Welcome bonus
Earn 60,000 bonus ThankYou Points after spending $4,000 in purchases within the first 3 months of account opening. Citi periodically runs elevated limited-time offers (e.g. 70,000 points).
Our conservative value estimate: ~$1,080
- Annual fee
- $95
- Rewards
- Citi ThankYou Points
- Earn rates
- 10x Hotels, car rentals and attractions booked through Citi Travel
- 3x Air travel and other hotel purchases
- 3x Restaurants
- 3x Supermarkets
- 3x Gas and EV charging stations
- 1x Everything else
- Foreign transaction fee
- None
- Purchase APR
- 20.24%–28.24% variable
- Statement credits
- $100 Annual Hotel Credit (annual) — $100 off a single hotel stay of $500 or more (excluding taxes and fees) booked through cititravel.com or 1-833-737-1288, once per calendar year. Applied instantly at time of booking.
- Typical credit
- Excellent (~720+), Good (~690–719)
- Issuer rules
- Bonus not available if you received a new-cardmember bonus for Citi Strata Premier or Citi Premier in the past 48 months
- Subject to Citi's 1/8 rule: generally only one new Citi card approval per 8 days
- Subject to Citi's 2/65 rule: generally only two new Citi card approvals per 65 days
View on Citi ↗Direct issuer link. No affiliate relationship yet.
Sources
Every value above is verified against these sources. Last checked 2026-07-23.
- Citi Strata Premier product page (issuer) — all · accessed 2026-07-23
- Citi Strata Premier benefits page (issuer) — annualFee · accessed 2026-07-23
- The Points Guy: Citi Strata welcome offers — signupBonus · accessed 2026-07-23
- NerdWallet: Citi Strata Premier benefits — credits · accessed 2026-07-23
Related
Machine-readable: /api/cards/citi-strata-premier